Automate claims intake, verification, and field ops. Custom-built for your operation, delivered 4x faster with our IP

Send us your (anonymized) documents and we'll show you what automation looks like on your actual data in 24 hours, for free. If it works, we can build and deploy in 8-16 weeks.

  • Custom-built for your carriers, your workflows, your systems.
  • No platform subscriptions. No per-claim pricing.
  • Full source code ownership from day one.

Built for insurance operations in the UK, DACH, and Poland

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Built for Your Type of Operation

The challenge

You're processing 50,000 to 500,000 claims a year across multiple carriers, each with their own pricing rules, compliance requirements, and SLA commitments. Your margin depends on operational efficiency your clients never see.

what we solve
  • Intake automation that routes claims to the right team per carrier - without manual triage
  • Estimate verification built around your specific carrier price guides, not generic benchmarks
  • SLA tracking that catches violations before they happen, not after the carrier calls
  • Field documentation that cuts your re-inspection rate by 60%+

You own the code. No per-claim pricing. No license that scales against your volume.

The challenge

You handle claims in-house, which means you carry the full operational cost - and you're competing against carriers with larger IT budgets and longer runways.

what we solve
  • Document Intelligence AI tools that handle all your claim types without requiring three different vendor integrations
  • Fraud detection that surfaces cross-claim patterns your adjusters don't have time to find manually
  • Analytics-ready data infrastructure so leadership has real-time visibility into claims performance

Deployed in your environment - on-premise, hybrid, or cloud - with full data sovereignty. No processing sent to third-party APIs unless you choose it.

The challenge

You're under pressure to demonstrate operational leverage before the next hold review. Manual processes are a line item your investors can see.

what we solve
  • Fast-cycle implementations: meaningful automation live in 8–16 weeks, not 18 months
  • ROI that shows in your next reporting period - cost-per-claim reduction, headcount reallocation, supplement rate improvement
  • No recurring license drag on your EBITDA - you own the software

Built to move at PE speed - not enterprise consulting timelines.

Eliminate claims bottlenecks without replacing your core systems

Five proven patterns from real claims operations. Each one configured for your carriers, integrated with your systems, and delivered as code you own.

Intelligent Document Intake

Email monitoring → OCR extraction from attachments → carrier identification → missing document detection → automated ticket creation → routing to the right team.

6–8 weeks to production

Estimate Verification

PDF estimate parsing → carrier pricing database (your carriers, your rates) → automated comparison → visual diff showing violations → supervisor approval workflow → audit trail.

6–8 weeks to production

Field Documentation System

Real-time tracking of field adjusters, SLA countdowns, and automated escalation via SMS or voice.

8–10 weeks to production

Field Force Management

Pattern-based detection of suspicious claims using historical data and knowledge retrieval.

8–12 weeks to production

Fraud Signal Detection

Two options: knowledge-retrieval AI (lightweight, 8–12 weeks) or graph database with ML pipeline scoring every new claim (advanced, 14–20 weeks). Surfaces cross-claim patterns individual adjusters can't see.

8–20 weeks to production

Measurable impact

Intake time from hours to minutes
30–50% reduction in cost per claim
Re-inspection rates cut by 60%+
Live in 8–16 weeks, you own the code
Data stays in your infrastructure

Trusted by Leaders of Insurance and Finance industry

STX Next specializes in software solutions for the finance sector. We have built our experience on dozens of projects for enterprise and mid-market clients working in banking, FinTech, TaxTech, and insurance.

Modernization of 5 core pension applications replaces legacy stack & enables global multilingual support

Willis Towers Watson, a global leader in risk and benefits consulting, needed to modernize the legacy software powering their pension and benefits management to improve accessibility and international compatibility.

The STX Next team executed a full-scale digital transformation, rewriting five key legacy applications to transition them from obsolete tools into scalable, user-friendly web platforms.

Built with Python, SQL, and Docker, the solution replaced legacy systems with a maintainable architecture, introducing critical multilingual support, including Mandarin and Cantonese, to serve a truly global client base.

UK

Modern Big Data infrastructure accelerates processing for 84 billion property data points & ensures 24/7 availability

BuildFax (Verisk) needed to migrate from inefficient traditional databases to a scalable Big Data architecture to handle their massive volume of property condition and maintenance history.

Thanks to STX Next's specialized Data Engineering and DevOps expertise, we executed a seamless migration of complex algorithms and huge datasets (84 billion records), implementing 24/7 maintenance and automated testing to ensure reliability.

Built with Python, PySpark, and Databricks, the solution resolved critical processing delays that were exceeding business limits by 4x, delivering up-to-date data significantly faster while maintaining zero disruption for the end-user.

United States

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Full-stack migration solution enables seamless partner database synchronization

Alteos, a German insurance provider delivering tailored coverage, required an efficient solution to synchronize and migrate partner databases to ensure performance continuity across their expanding infrastructure.

The STX Next team provided cross-functional development expertise, delivering robust synchronization tools and supporting both frontend and backend enhancements to extend system capabilities.

Leveraging Node.js and advanced API integration, the solution streamlined internal operations through reliable data integration, ensuring long-term platform flexibility and security for the insurer’s growing partner network.

Germany

A reliable partner for the insurance sector

Even though we believe that our work speaks for itself, we are always grateful for words of appreciation from our clients.

Client

testimonial

STX Next’s development efforts have been so successful, and the DevOps team is incredibly proactive and communicative.

The firm features an effective onboarding process and an agreeable project management approach, creating a seamless engagement.

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Kim Steglich
Director of Operations
BuildFax (Verisk)

Client

testimonial

They’re very inquisitive engineers, plugged-in designers, and want to know your business in a genuine way.

From the very start of the data catalog piece they built for us, they were thinking about how to track adoption metrics for this tool when it gets released into the world.
We have a set of metrics for that particular tool that we can see the uptake in our user base. I can only characterize it as a success.

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Gordon Coughlan
COO, Alpha Technology,
Man Group

Client

testimonial

We gave them a very high-level brief and left the rest in their hands. The app works perfectly, and they came in on time, on budget, with no outstanding issues.

They obviously love what they do and like taking on projects that are a bit different. We definitely want to work with them on more projects going forward.

Natalie Dowling
Head of Tax Platform,
Hartford Consulting

Client

testimonial

When I came to my current company, we went through an evaluation process and considered nearshore providers in various countries. Ultimately, we found STX Next.

The quality they offered and the fact that I had access to the teammates I had previously worked with on a different project gave me the confidence that they could execute our complex project as well. I didn’t want to risk working with unknown people, so I chose to bet on STX Next because I knew they could provide quality resources.

Scott Priddy
CTO,
B Generous

Who We Partner With

We work with leaders across the financial ecosystem to modernize core technology and accelerate digital transformation.

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AWS

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Azure

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How We Work

1
1–2 Weeks

Discovery & Scoping

We map your workflows, assess your technical environment, and identify the highest-ROI automation opportunity. You get a fixed-price proposal with success metrics - no obligation to proceed.

2
6–20 Weeks

Custom Build & Integration

We build your solution using proven patterns, configured for your carriers and integrated with your claims platform. Bi-weekly working demos. Complete source code and deployment rights from day one.

3

Handover & Optional Support

Full knowledge transfer, documentation, and team training. You can maintain it in-house, hire any developer, or retain us for ongoing support. No mandatory contracts.

Don’t just take our word for it:

5.0
STX Next displayed exemplary project management throughout our collaboration.
Project Manager
CloudCompli
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Verified by Clutch, Jan 17, 2024
5.0
STX Next has been a great partner in helping us reach our goals.
Chief Technology Officer
Real Estate Technology Company
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Verified by Clutch, Nov 8, 2024
5.0
I appreciate the flexibility with which they roll teammates on and off the project.
Chief Technology Officer
B Generous
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Verified by Clutch, Jan 12, 2023
5.0
They’re very inquisitive engineers, plugged in designers, and want to know your business in a genuine way.
Chief Operating Officer
Alpha Technology
Man Group
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Verified by Clutch, Jun 30, 2020

Ready to innovate your Insurance business?

Contact us today to reshape your business with customized Insurance solutions.

Matthew Harris
Chief Commercial Officer (CCO)
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FAQ

Does STX Next have real experience in the insurance industry?

Yes. STX Next has delivered multiple production-grade systems for insurers and insurance-focused companies, such as Willis Towers Watson, Zego, Alteos, Zinnia, Verisk, and more. Our scope of support includes claims platforms, AI accelerators, cloud-native solutions, pension systems, insurance data warehouses, and partner integrations.

Can you modernize legacy insurance systems without disrupting operations?

Yes. We specialize in gradual, low-risk modernization – rewriting or migrating systems incrementally while maintaining business continuity.

What technologies does STX Next typically use for insurance projects?

Our core stack includes Python, cloud platforms (AWS, Azure, GCP), data warehouses like Snowflake and BigQuery, workflow tools such as Airflow, and modern frontend frameworks – selected based on regulatory and operational needs.

Do you support large-scale insurance data migration and analytics?

Absolutely. We’ve migrated millions of policy records and built analytics-ready platforms that support reporting, telemetry, and advanced insights.

Can you help automate claims and insurance workflows?

Yes. We design systems that automate claims processing, policy validation, payments, and notifications – reducing manual effort and operational errors.

How do you approach security and compliance in insurance projects?

We design secure architectures aligned with best practices for regulated industries, focusing on access control, observability, auditability, and infrastructure resilience.

Do you build customer-facing applications or internal insurance tools?

Both. We build customer-facing platforms as well as internal tools for claims teams, analysts, and operations – always prioritizing usability and performance.

What makes STX Next different from a typical software vendor?

We work as a long-term technology partner. Our teams combine strong engineering foundations with domain understanding, helping insurers build systems that scale, evolve, and deliver measurable business value.

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